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The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies For 2026
The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies For 2026
Authored by Peter Daisyme via Due,
The 4 percent rule has guided retirement planning for three decades. The idea is simple: withdraw 4 percent of your savings in year one, adjust that dollar amount for inflation each year after, and your money should last about 30 years. It is a useful starting point and a great mental shortcut. But the person who created it has spent recent years telling people it is far more flexible - and often...
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